Debt collection software for French SMEs. AI collection agent that automates every reminder for unpaid invoices.
Follow up on your unpaid invoices via email, SMS, and AI-powered calls. 85% collection rate.
Debt collection software for French SMEs: automatic reminders for unpaid invoices (email, SMS, AI phone calls), automate multi-channel reminders for unpaid invoices, AI-powered debtor tracking, AI payment plans, GDPR compliance. The all-in-one customer reminder software, starting at €82.50 excl. tax per month, 7-day free trial with no credit card required.
Detection of unpaid invoices, multi-channel reminders for unpaid invoices, automatic collections: all the modules of enterprise-level debt collection software, powered by artificial intelligence and designed for SMEs.
AI scan every 4 hours via Stripe, Pennylane, Sage. Each reminder for an unpaid invoice is triggered automatically upon the due date.
4 debtor profiles: good payer, chronic late payer, dispute, high risk. Tailored strategy.
Email, SMS, and AI-powered phone calls to automate reminders. Automatic channel selection based on the amount of the unpaid invoice and the debtor’s profile.
Tuesday at 10 a.m. for B2B, never on weekends or at night for B2C. The agent knows the best time slots.
After 4 reminders with no response, automatic generation in accordance with Article 1344 of the Civil Code.
Stripe and GoCardless links are automatically sent with every reminder for an unpaid invoice. Automated collection and one-click payment.
Data hosted in France. Automatic legal notices. Compliant with the Consumer Code.
Automatic payment schedule offered to debtors in financial difficulty. AI-powered negotiation within the legal framework.
Real-time tracking of DSO, collection rates, and cash flow forecasts. Monthly accounting export.
Each reminder for an unpaid invoice follows its AI-driven scenario: email, SMS, AI-powered call, formal notice. Automating collections frees up 12 hours per month and increases collections by 23 percentage points.
Client A SAS
Invoice €8,700 · Day 30
Client B LLC
Reminder Email 1 · Open
Client C, Inc.
SMS sent · no reply
Client D LLC
Pays after IA call
Outstanding balances
14 active debtors
The collection software tracks every reminder for unpaid invoices, identifies high-risk debtors, and automates customer reminders. Artificial intelligence prioritizes based on amount, age, and debtor profile.
Debt collection software dashboard with DSO metrics, collection rates, and AI-powered cash flow forecasts. Faster and 3x cheaper than an agency: automating reminders for unpaid invoices pays off from the very first month. Automatic accounting export for your accountant.
AI-powered detection of unpaid invoices, debtor segmentation, multi-channel reminders for unpaid invoices, and Stripe and GoCardless payment processing. All features of the debt collection software are included in the Starter package.
The 4 largest outstanding invoices, sorted by amount and age. AI-driven reminder for an outstanding invoice triggered with one click.
Track the evolution of your collections week by week. Identify peaks and anticipate cash flow.
View due dates and scheduled reminders. Plan for your incoming payments.
Each reminder for an unpaid invoice follows its automatic AI-driven scenario: email, SMS, AI call, formal notice. Customizable by debtor profile.
Stripe, GoCardless, Pennylane, Mollie, Qonto, Bank... connect in 2 clicks via OAuth.
French SMEs, micro-businesses, and firms that have chosen AI debt collection software to automate reminders for unpaid invoices.
"With this AI debt collection software, our DSO went from 52 to 28 days in 3 months. Every reminder for an unpaid invoice is sent automatically, and we’ve recovered €38,000 in overdue payments."
Marc Rousseau
CFO · Manufacturing SME with 45 employees
"Automating reminders for unpaid invoices has reduced our reminder workload by four times. The AI call resolves situations that neither email nor text messages can handle."
Claire Lefevre
CFO · B2B SaaS scale-up
"We used to lose 8% of revenue to uncollected receivables. Today: less than 2%. And zero conflicts with good customers."
Antoine Bernard
CEO · Construction SME
"The Stripe link in every email makes all the difference: 60% of debtors pay with one click after the first reminder."
Sophie Dubois
CEO · Digital Agency (18 employees)
"As a firm, we manage 40 clients simultaneously. Each firm has its own reminder policies. Immediate ROI from the very first month."
Emilie Moreau
Certified Public Accountant · Lyon Firm
"We used to pay 25% to a collection agency. With this debt collection software at 10%, we save €1,800 per month on overdue invoice follow-ups. And it’s faster."
Pierre Durand
CEO · B2B Services SME
"GDPR compliance and adherence to the Commercial Relations Code are built-in. No legal risk."
Julien Martin
CFO · Mid-sized Distribution Company
Activate the AI-powered debt collection software in 10 minutes via OAuth. 7-day free trial, no credit card required. Cancel anytime.
Starter Plan 15% commission · Growth Plan 10% · Suite Plan 6%. No payments collected, no fees charged.
AI-driven debt collection software automates all actions aimed at obtaining payment of an unpaid invoice without resorting to the courts. This collection software combines multi-channel reminders for unpaid invoices (email, SMS, phone calls) with precise tracking of the debtor’s journey, in strict compliance with the Commercial Relations Code and the GDPR.
According to the Payment Delays Observatory, late payments account for a major portion of business failures in France. A well-configured customer reminder software, or AI-powered collection agent, reduces DSO by an average of 15 to 25 days and increases the collection rate from 60% (manual reminders) to 85% (AI-automated reminders).
The 4 steps of amicable debt collection
4 concrete reasons to automate collections rather than continue manual follow-ups.
How to automate reminders for unpaid invoices in 3 steps, configurable in 10 minutes from your collection software dashboard.
8 native connectors to sync your invoices, payments, and customer balances with this AI-powered customer reminder software.
3 complementary solutions depending on the stage of the delinquency and the debtor’s profile: AI-powered debt collection software, a collection agency, or a bailiff.
| Criteria | Agensio AI Agent | Collection agency | Bailiff |
|---|---|---|---|
| Cost | €82.50 to €450 excl. tax/month + 6% to 15% of collected funds | 20% to 35% of collected funds + fixed fees | Flat fee of €200–800 + fees of 8–12% |
| Timeframe | Automatic D+3 | 2 to 4 weeks after mandate | 4 to 8 weeks (service of process) |
| Recovery rate | 85% within 90 days | 50 to 70% | 60 to 75% (but high cost) |
| Compliance | GDPR, auto consumer code | Varies by firm | Legal weight |
| Use cases | Receivables 0 to 90 days, high volume | Receivables 60 to 180 days, large amounts | After formal notice, litigation |
In practice: Automate reminders for unpaid invoices with this AI-powered debt collection software, which recovers 80% of receivables. For the remaining 20%, escalate to a collection agency or bailiff depending on the amount. Immediate ROI starting in the first month.
How Agensio compares to the leading customer reminder software on the market.
Everything you want to know about this AI agent.
Yes, it is perfectly legal as long as the debtor is informed about the processing of their data (GDPR notice in every email), the contact times are reasonable, and the messages are neither threatening nor harassing. Our agent complies with these requirements by default.
The first payments arrive within 7 to 14 days of activation. The agent processes your initial backlog of unpaid bills in less than 24 hours. Full ROI measurable within 60 to 90 days.
After 4 unresponsive friendly reminders, the agent escalates to a formal demand letter with return receipt requested. If there is no response within 8 days, you are notified to decide: payment order, bailiff, or writing off the debt.
No, the reminders are signed with your name and look exactly like a human-written email. The AI customizes the tone based on the customer’s history. The GDPR notice does not explicitly mention AI, only automated processing.
To automate reminders for unpaid invoices, connect your invoicing software to an AI-powered debt collection software like Agensio. The AI collection agent detects each unpaid invoice as soon as it becomes overdue and triggers a multi-channel scenario (email, SMS, AI call, formal notice). You retain control to stop, adjust, or add a payment plan.
The right debt collection software for a French SME combines accounting integration, automatic multi-channel reminders for unpaid invoices, AI-powered calls in French, formal notices compliant with Article 1344, and DSO reporting. Agensio meets all these criteria at €82.50/month (excl. tax), whereas Sage Recouvrement, Eloficash, or Dunforce start at €200–500/month.
When choosing customer reminder software, check for 5 criteria: native integration with your accounting system, the ability to automate multi-channel reminders (email, SMS, AI calls), compliance with GDPR and the Consumer Code, transparent pricing (subscription + performance-based commission), and the quality of French-language support. An AI debt collection software like Agensio checks all 5 boxes.
No. The AI debt collection agent handles the amicable phase (Day 3 to Day 60): it automates reminders for unpaid invoices via email, SMS, and AI calls, then sends the formal notice of default. If the debtor still does not pay, you escalate the matter to a bailiff for service of process and enforcement. AI-powered debt collection recovers 80 to 85% of debts before a bailiff is needed.
Less than 10 minutes: OAuth connection to your invoicing software (Stripe, Pennylane, Sage, Cegid, QuickBooks), automatic import, configuration of business rules, activation. No technical expertise required.
Declining commission: 15% (Starter), 10% (Growth), 6% (Suite). Calculated only on the amount actually recovered. Compare this to traditional collection agencies (20–30%) or a lawyer (flat fee + 15–20%).